Mann Ki Baat: PM Modi mentioned budget-friendly insurance schemes, and also gave a nod to a Nanded family’s kind of different wedding idea. In his 135th episode of the monthly radio show Mann Ki Baat, Prime Minister Narendra Modi talked about how low cost insurance plans are doing real help for countless families across India.
Along with the usual government steps, he also shared a story from Maharashtra where a family somehow turned a wedding celebration into a kind of community welfare move, not just “ho gaya aur chala” type thing.
PM Modi On Low-Cost Insurance Schemes in Mann Ki Baat
In the programme PM Modi talked about the Pethkar family from Bahadarpura village in Nanded district, Maharashtra, and how their gesture got broad attention.
Instead of giving usual wedding gifts, the family opted for accident insurance coverage for around 3,500 villagers. PM Modi said they felt that when you share your joy, you should also share support for those hard hours, because life doesn’t always behave politely.
He also pointed out that in India, weddings are rarely only for one household, they become a festival for the whole neighbourhood. The Pethkars, according to PM Modi, understood that if an unexpected accident happens, it can push a family into deep financial trouble, and even a small safety net can really change everything.
Affordable Insurance for Everyone, not “only some people”. Using the Nanded example, PM Modi highlighted the Centre’s push to make insurance reachable through low priced options.
He said Pradhan Mantri Suraksha Bima Yojana (PMSBY) gives accidental insurance cover up to Rs 2 lakh. The catch, if you can call it that, is the annual premium of only Rs 20.
PM Modi added that more than 58 crore people have joined the scheme till now, and among them around 28 crore are women. He further said that beneficiaries have already got financial help worth over Rs 3,700 crore.
Life Insurance at Rs 1.50 a Day. PM Modi also talked about Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). Under this, Rs 2 lakh life insurance coverage is provided if the policyholder passes away.
The yearly cost, he said, is Rs 436, which roughly comes to Rs 1.50 per day. He mentioned that over 27 crore people have enrolled, and nearly 11 lakh families have received financial assistance worth around Rs 22,000 crore.
Behind Every Figure Is a Household
PM Modi said these schemes aren’t just numbers on paper. Behind every claim, he said, there is a real family that gets support during one of the toughest phases of life, like a mother receiving help so she can keep her children’s education going, or a widow getting the money needed to run her household after losing a loved one.
Wrapping up, PM Modi asked people to talk about these affordable insurance schemes with family members and friends, so awareness spreads. He also stressed that financial protection doesn’t always need a massive amount. Sometimes, as he put it, a small annual premium plus a simple decision can become a lifeline for a family exactly when support is most needed, even if nobody was expecting trouble.